
ANNUAL ELECTION 2026
October 28, 2026 – November 12, 2026
For Active Clergy and Lay Employees
Select your 2026 benefits during the Annual Election period. Changes take effect January 1, 2027.
Reminder: HSA and FSA elections do not automatically renew—re-enrollment is required!
Explore Your Options
- Log in to Benefits Access to review your coverage.
- The BCBS of Illinois provider network will continue for 2027.
2027 ANNUAL ELECTION (Webinar)
Date: Thursday, October 22, 2026
Time: 1:00-3:00 p.m., Central time
Location: Online via Zoom
Presenter: Frank O’Brien, Senior Benefits Educator
HealthFlex is making important changes in 2027, including simplifying medical plan offerings and introducing Precision Benefits, a new decision support tool available during Annual Election. Join Frank O’Brien, Senior Benefits Educator, for a live webinar to learn what these changes mean for you and how to choose the plan that best fits your needs.
Compass Qualified Student Loan Provision
Eligible Compass participants can now access a new Qualified Student Loan Provision (QSLP) self-certification webpage in Benefits Access, where they can enter and certify qualified student loan payments that may count toward receiving Compass matching contributions, subject to plan provisions and eligibility requirements.
The Compass QSLP may be especially meaningful for clergy who are focused on repaying student loan debt and not contributing enough to receive the full Compass match. This means that if you’re paying off student loans, you can still earn the full 4% match on contributions in Compass. If you are not contributing the full 4% of your plan compensation, your qualifying student loan payments can “count” like retirement contributions toward the match – up to 4% of your plan compensation.
Please note: This provision is for EPA & GNJ eligible clergy 50% & above appointed who are participating in Compass and not contributing or contributing less than 4%.
Clergy are responsible for entering and certifying eligible payments through Benefits Access and should retain supporting documentation. Payments made during a calendar year must be certified by January 31 of the following year; therefore, qualified student loan payments made in 2026 must be certified (entered into Benefits Access) by January 31, 2027.
Download the FAQs Flyer to learn more
Download the Compass Personal Contribution Changes Flyer
New EAP Provider – Effective January 1, 2027
Beginning January 1, 2027, the new EAP provider will be Spring Health.
Spring Health: Click link for more information
ALEX Benefit Counselor ended on August 14, 2026.
The new open enrollment benefits tool is Precision Benefits.
More information to come from Wespath Benefits and Investments.
Effective January 1, 2026, Wespath Health Flex plan Behavioral Health Benefits – MD LIVE is covered at 100%!!
Wespath Health Flex MDLIVE: Behavioral Health Benefit provides
- Virtual access to licensed therapists and psychiatrists by phone or video
- 24/7 online scheduling and phone support
- Virtual access via phone/video (no text)
- Appointments are available 7 days a week, including evenings and weekends
- Personalized treatment plans with ongoing care and follow-up
Available to child dependents ages 10 and over
🚨Major HealthFlex Changes for 2027
The C3000 with HRA and H2500 with HSA plans will no longer be available in 2027.
Participants currently enrolled in the C3000 with HRA plan who do not make an election for 2027 will automatically default to the C2000 with HRA plan.
Participants currently enrolled in the H2500 with HSA plan who do not make an election for 2027 will automatically default to the H2000 with HSA plan.
2027 HealthFlex Medical Plans
The medical plans that will be available for 2027 are:
B1000
C2000 with HRA
H2000 with HSA
H5000 with HSA
HealthFlex Exchange Resources
- 2027 HealthFlex Annual Election
HealthFlex Annual Election Made Simple | Wespath Benefits & Investments
How Do I Choose My HealthFlex Plans for 2027?: English | Spanish | Korean - 2027 HealthFlex Plan Comparisons: English | Spanish | Korean
- Annual Election Toolkit
- EPA 2027 Medical, Dental, Vison Rates (PDF)
- Composite Rates 2027
- 2027 HealthFlex Plan Changes
- HealthFlex Comparison for C3000 & C2000 2027
- HealthFlex Comparison for H2000 & H2500 2027
- Compass Student Loan Provision Match 2027
- Compass Personal Contribution Changes 2027
- 2027 Spring Health EAP
- EPA Premium Cost Calculator Lay (SPU)
- EPA Premium Cost Calculator
- The OptumRx Pricing Tool
- Finding a Dentist in the DHMO
- Guide to Accessing Your HealthFlex Benefits Online
- Mental Health Resources Interactive Guide
- HSA vs HRA vs FSA Age 65 or Medicare-Disabled Considerations for HSA Plans
- Maximizing your Tax Savings with FSA and HSA.
- IRS W-2 Reporting Responsibilities for Employers
- HSA Transfer Form