Explanation of Extension of Dependent Coverage to Age 26
The Patient Protection and Affordable Care Act that was signed into Law on March 2010 allows young adults up to age 26 to remain on their parent’s insurance plan. A young adult can qualify for this coverage even if he or she is no longer living with a parent, is not a dependent on a parent’s tax return, or is no longer a student. Both married and unmarried young adults can qualify for the dependent coverage extension, although that coverage does not extend to their spouse or children.
As of January 1, 2011, a young adult who is unable to acquire health care through their own employment, or that of their spouse will be eligible for enrollment in the health care of the Eastern PA Conference under the policy held by their covered parent. Young adults will have an extended thirty (30) day open enrollment period in which to apply for coverage.
Additionally, parents will need to complete a Dependent Care Affidavit, to be returned to The Eastern PA Conference Board of Pension and Health Benefits along with the application. The cost for this dependent extension is covered under your current policy, possibly changing your status from that of Employee/Spouse to Full Family.
For a copy of the Dependent Care Affidavit CLICK HERE.